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在現今社會，面對財務壓力的人越來越多，無論是信用卡欠款、個人貸款，還是因突發事件導致的債務問題，都可能讓人感到無法承受。如果不及時處理，債務會越滾越大，最終可能導致破產。然而，除了破產之外，還有其他解決方案，例如 債務舒緩（Debt Relief Plan